Ratoath Harps F.C.

Ratoath Harps F.C.
Revised 01/04/2010

Insurance procedures for Teams Season 2010 to 2011
Ratoath Harps insurance covers all activities of football Club ie Training and all competitive & Friendly matches

All injuries must be reported to team management Immediately and also to Club Insurance officer (Contact Details outlined Below) who will advise next course of
action as any notification after 30 Days will render claim void ( This is the individual players responsibility.)

Pysiotherapy is covered up to € 250.00 per player per season and we have now secured services of Lorna Flood Sports Therapist (Contact Details Below)who will Attend all 1st team home Games and also will do clinics 1/2 Nights a week depending on Volume of Injuries and players must call in advance to arrange suitable appointment. If injury cannot be dealt with by Lorna she will refer player to Rataoth Physiotherapy where you pay bill and obtain receipt for reimbursement. We wish to clearly state that any Physiotherapy bills including Ratoath Physiotherapy will not be paid unless agreed by Lorna . Please note the above reporting procedures with regard to injuries must be adhered to before treatment commences and all players must be fully paid up members and lotto compliant at otherwise claim will be void. Any player who attends Accident and Emergency must pay the relevant charge and obtain a receipt for same and forward to club insurance officer and doctor in hospital can issue letter stating physiotherapy is required saving a trip to GP. All medical expenses other that Accident and Emergency treatment must be certified by G.P. Medical Expenses are for irrecoverable expenses only, therefore if a player holds VHI,BUPA,VIVAS or similar health insurance then they must pursue a claim under that policy first.

If anybody has any queries regarding any of the above please do not hesitate to contact me

Yours truly,
Gerry Doody                                                                   Lorna Flood
Club Insurance Officer                                                      0857413527
Mobile- 086-8138521
Email- gedoo


The Club maintains personal injury insurance for all of its players, managers, coaches and officials.

The Club has chosen Gold Level Cover.


The Club’s insurance is a secondary insurance. Members are expected to claim under private health insurance where available i.e. VHI, BUPA etc.

N.B. It is critically important that all personal injuries claims be notified to the Club Registrar, Gerry Doody, within 30 days if insurance cover is to be maintained. Claims notified to our insurers after that time will not be entertained.

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